Showing posts with label Investing. Show all posts
Showing posts with label Investing. Show all posts

Dec 27, 2018

What is the Best-Saving Vs Investing

Saving and Investing words are related to finance or Money.




do you want to buy a house?
do you want to travel the world?
do you want a better future?
do you want to live financially free?
do you want to create wealth?
do you want to support your family?

everything requires money, the best way to get a huge amount of money by saving and investing.

Saving Vs Investing

Saving: when you put your money into a piggy bank or safety wallet is called saving.

Investing: when you put your money into Fixed deposits, real estate, gold, silver stock market, mutual funds, etc. are called investing.

learn more about money:

"Money is an Idea that is more clearly seen with your mind-  Robert T. Kiyosaki"

Learn what rich person teach their child and what poor person teach about money.



Saving and Investing both are the complement to each other, without saving you cannot invest or without investing you cannot save.

Things happen to People who do not invest


  1. they have to work hard their whole lives
  2. they always worry about money all their lives
  3. they depend on family, government, or a company pension to take care of them
  4. they will not know what is financial freedom
people who save money their future will be more prosperous than who don't save.

in our life saving and investing both are important to create wealth for the future.

Points to be Remember

Savers are Losers: who save money in the saving banks or piggy bank are losers.

Financial Freedom: investing is the key to financial freedom.

Investing is not Risky: most people believe investing is risky- investing is risky if you lack financial education, experience, and guidance.
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Dec 24, 2018

What is Investing - Why Investment?

Investing is a process where to make money in the future by putting money into Assets etc.

or

Investing can set you free- free from the struggle of earning a living and worrying about money.


What is Investing  or Investment?


Investing is a long-term process, so early you start early you'll become prosperous.

the best age for starting investing is a young age when you are in teenage.

World's Most successful Investor Warren Buffet says "He started investing at the age of Eleven".

so start with a small amount of money to gain the experience and after learning the art of investing you can put a huge amount of money.

Why investing or Why We Should Invest?

if you want to
  • make your own house.
  • better education of your children.
  • a good retirement plan.
  • achieve financial freedom.
  • create wealth etc.

Where To Invest?

people who are well educated, don't know about investing.

it is not their fault.

our education system doesn't teach us about money.

  • How money works?
  • How the money will work for us?
  • How to earn money by Investing?
so people don't know about investing and where to invest.

here are some ways to invest.

1. Fixed Deposits
4. Real Estate
5. Gold or Silver
6. Commodities
7. Businesses

Points to Be Remember


  • smartly select the investment plan.
  • if you want higher Return at low risk, learn about investing.
  • Return on Investment is not the same in all investing methods.

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Nov 21, 2018

What is Reverse Repo Rate?

What is Reverse Repo Rate

What is the Reverse Repo Rate?

Reverse Repo rate is the rate at which the commercial banks of a country Deposits their money to the central bank(Reserve Bank of India) in India(or your country.

Reverse Repo rate is used to control the money supply in the country.

while Repo rate is used to control the inflation.

in general, when we deposit our money to the banks then the bank will give us interest on our money.

in a similar way when a bank deposits money to the RBI, then RBI will give interest on their money is called Reverse Repo.
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Demat Account Meaning - How to Open Demat Account in India

What is Demat Account?

Demat Account Meaning

A Demat or "Dematerialized" account holds shares in an electronic form.

or we can say that when you buy shares of a company from the stock market you can put them on a Demat account until you don't want to sell them.

in general, Demat Account is similar to your bank account but the difference is you hold shares on it.

when you will open your Demat account with a stockbroker, stockbroker will associate your Demat account with Depository Participant(DPs).

National Securities Depository Ltd.(NSDL)
Central Depository Services Ltd.(CDSL)

How to Open Demat Account?

  • Approach a Trusted Broker registered with NSE or BSE.
  • open zero brokerage or minimum brokerage Demat account.
  • don't forget to attach address proof or PAN card
  • open full KYC account
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Nov 19, 2018

Stock Market Meaning- What is Stock Market?

What is Stock Market


What is Stock Market?

Stock Market is a place where you can buy or sell the share of a company.

Generally, we buy or sell a share of a company from the Stock Exchanges.

in India, there are only two big Stock Exchanges.


  • Bombay Stock Exchange (BSE)
  • National Stock Exchange (NSE)

BSE is located at Dalal Street, Mumbai.
BSE is Asia’s first stock exchange Established in 1875.

NSE is located in Mumbai and it is the leading stock exchange of India.

BSE and NSE are two big stock Exchanges in India where you can buy or sell the share.

5000 companies are listed on the BSE while 1600 companies are listed on the NSE and the number is increasing year by year.

How To buy or sell Stock

if you want to buy or sell share or stock, you need three things.

Bank Account: one saving or current Bank Account is required to receive/send the money to your trading account.

Demat Account: A Demat Account is required to hold the shares of the company in dematerialized form.

Trading Account: it is required to buy or sell the share and it should be linked with your bank account.

Things to Remember for Demat account

  • Approach a Trusted Broker (NSE or BSE).
  • open with zero brokerage or minimum brokerage.
  • don't forget to attach address proof or PAN card
  • open full KYC account

Note:

  • buying a stock or share is subjected to market risk that's why you need to learn to invest in the stock market.
  • do well Research, don't depends on other opinion make your own decision to buy a good company.
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Nov 17, 2018

PE Ratio Meaning - How to Calculate PE Ratio Formula

PE Ratio Meaning ,PE Ratio Formula

PE Ratio Meaning

PE ratio or Price Earnings ratio of the company is calculated based on the EPS or Earning Per Share and the current market price of a share.

it is considered if the PE ratio of the company is high then it indicates the company is not performing well(in many cases).

the PE ratio of a Company analyzes in a different manner based on the Industry of the company.

so where the PE ratio is low, it is considered that the company is performing well.

and the company is generating profits(in many cases not based on the industry).


PE Ratio Formula

PE ratio is calculated using the EPS or Earnings per share and the current market price of the company.

Let's assume the company "ABC" which market price is 100 Rupees (or your country currency).

and it's EPS is 20 rupees

so the PE ratio of that company share will be

Market Price / Earnings Per Share 

100 Rupees / 20 Rupees = 5

in this case of company "ABC", the PE ratio will be 5.

hope you have understood the PE ratio Meaning and how to calculate the Price Earnings ratio.

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What is Repo Rate- Repo Rate Meaning

(RR) Repo Rate Meaning

What is Repo Rate?

Repo rate is the rate at which the central bank of a country here Reserve Bank of India (or your country Central bank) lends money to commercial banks in the case of any shortfall of funds. Repo rate is used to control inflation.

Who make Changes in Repo Rate

The Reserve Bank of India (RBI)  controls the inflation by using Repo rate.

RBI makes changes in Repo Rate if RBI reduces the Repo rate means there is a shortage of currency in the market.

if the Repo rate is low means banks can give loan at the lower interest rate to their customer.
example Home loan, Car loan etc.

or if RBI increases Repo rate means there is enough currency liquidity in the market.

or if Repo rate is high means commercial banks also increase their interest rate.

in this way, the Reserve Bank of India controls Inflation in Indian Economy.
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